Over 5 million people visit the Florida Keys every year, but most of them cram into Key West and pay triple what they should for a room. The Keys stretch 120 miles across 42 bridges, and the hotel you pick decides whether you spend your trip snorkeling, fishing, or sitting in Duval Street traffic. I spent a week researching current rates, resort fees, and actual guest reviews to break down which island fits which traveler. First, Understand the Geography Before You Book Anything The Florida Keys are not one destination. They are five distinct areas, each with its own personality,…